At the present, I have 5 credit cards that I am paying. I can smell pay off success in the air for 3 of them with a total balance of less than $500.   I will either pay them off in May or surely in June unless something unforeseen happens.

I am thinking I will do a little cheating on income in order to do this in May, but it will be done.  I have to go into my retirement fund to make repairs at Mother’s house, so while drawing out for that I will draw out a little extra to cover the pay off.

It is a known fact that the interest charged on the credit cards is much more than the interest paid on the IRA.

I am still trying to decide what I will do.  I really hate to draw money from the retirement unless necessary.

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